St George Credit Cards
Credit cards are used by almost everyone today. When it comes time to look for a new credit card there are so many things to consider. St. George is one of Australia’s foremost retail and business banks. St. George was actually founded in 1937 as a housing based financial institute and actually received its full banking status in 1992. St. George is a stable financial institute to consider when it comes to applying for a credit card. One of St. George’s foundational cornerstones is excellent service and great people. They continually strive to improve their service and train their people to go exceed customer expectations.
Credit Card Options
There are a variety of St. George credit cards to choose from. Each one has its own unique set of features and benefits that customers can choose from. Currently, annual fees can range from $0 to $89. Interest rates run from 11.49 percent to 19.24 percent annually for purchases. Cash advance interest rates range from 18.74 percent to 20.24 percent annually. While these are the two factors that are most important to the majority of people looking for a credit card, there are numerous other features that are available with certain credit cards.
Other St. George Credit Card Options
Some of the options owners of St. George credit card may enjoy depending upon which card they choose are:
- Additional cards – Select cards provide between 1 and 3 additional cards at no extra cost.
- Interest free period – St. George credit cards allow up to 55 days of interest free time on purchases.
- Daily Cash – Daily cash is limited to either $2,000 or $5,000 depending upon the credit card selected.
- Insurances – St. George credit cards offer overseas travel, transit accident, purchase cover, extended warranty insurance, and domestic flight inconvenience insurance on select cards.
Payment Options
St. George offers a variety of methods to make your payments as well. This includes paying via internet, phone banking, BPay, automatic payment plans, paying at any St. George ATM, in person at a St. George branch, at any Australian post office that has the giroPost sign, or mail your payments. Whatever method fits your lifestyle best is available from St. George.
All St. George credit cards provide worldwide ATM and POS acceptance, instant benefits, linked access to St. George deposit accounts, internet and phone banking, and emergency replacement cards. These options of convenience are very important features to consider when seeking a new credit card.
St. George credit cards are backed by a stable company that prides itself on putting customer service first. Along with the annual fees and interest rates that were mentioned earlier this should be taken into consideration as you select the credit card you will carry. St. George seems to make a concerted effort to make its services as convenient as possible for its customers.