St George Personal Loans
There are numerous reasons to get a personal loan. Sometimes there is a need that must be met. Other times there is a want that requires a little extra cash. Whatever the reason for the need, a St. George Personal Loan may be just what is needed.
What St. George Personal Loans are Available?
Anyone that is 18 years of age or older and a resident or citizen of Australia can apply for a St. George Personal Loan. Personal loans, like any other, have different requirements that are determined by the clients’ lifestyles. That is why there is a variety of St. George loans available to meet the needs of a variety of clients. What loans are available?
- Secured Personal Loans – Personal loans that are secured by items such as vehicles afford a lower interest rate. There is also flexibility in repayment and a redraw facility. These loans can range from $3,000 to $80,000 in value and have both fixed and variable rates available.
- Unsecured Personal Loans – Unsecured personal loans that are not backed up by collateral range from $3,000 to $40,000 in value. These loans also have fixed and variable rates available and flexibility in repayment.
- Personal Overdraft Loan – This loan provides protection for those accidental or unavoidable shortfalls. A personal overdraft loan can range from $500 to $20,000. The Personal Overdraft Loan does not cost anything to establish and does not have a fixed rate available. This loan offers a reusable credit limit, Visa debit card, and cheque book. One benefit this loan offers is clients are only charged interest on the portion of the loan that is accessed.
- Get Set Loan – This loan ranges from $5,000 to $50,000. Again, only a variable rate is available. There is a fee to establish this loan and the credit line is reusable, Visa debit card and a cheque book are available. This type of loan is convenient for home improvements and schooling expenses.
Personal loans under $15,000 have a repayment term of 1 to 5 years. Personal loans over $15,000 have repayment terms of 1 to 7 years. The Get Set Loan is an exception as it does not have a set repayment term.
Uses for Personal Loans
There are so many events in life that can require a personal loan. This could be anything from a vehicle break-down, home repairs, education expenses, medical costs, wedding expenses, or just a much needed vacation. Whatever the reason, it is nice to know that St. George Personal Loans are available. There are different features to meet your specific needs. Not all banks are willing to make Unsecured Personal Loans, but St. George Personal Loans are available to those that qualify. With the secured and unsecured loans, the range of limits, and the flexibility in repayment St. George Personal Loans seem to making a great effort to cover all of the bases.